Totally Free Checking**

Convenient checking with the flexibility you need, free with direct deposit. Our totally free checking account has no minimum balance and no monthly maintenance fee.

Account Details

  • Minimum opening deposit: $100.00
  • Minimum balance: None.
  • Monthly maintenance fee: None.
  • Transaction Limitations*: Unlimited.
  • Check-imaging: Free.
  • Combined Statements: Free.
  • Online Banking and Bill Payment: Free.
  • Visa┬« Debit Card:  Free.

*Transactions include checks paid, ACH Debits and Credits, ATM and POS transactions.
**Direct Deposit of a payroll or government check is required for this account.

Enjoy these additional valued services:

  • Detailed monthly statement
  • Direct Deposit of payroll or government check
  • Direct Connect 24-Hour Telephone Banking
  • Safe Deposit Box Service
  • Telephone and online transfers to and from your Bank of Bourbonnais accounts

 

Compare Personal Checking Accounts

 

Account Type Interest Bearing Opening
Deposit
Minimum Balance Required Maintenance Fee Highlights

Totally Free Checking

None $100.00 None None
  • Direct Deposit Required
  • Unlimited Transactions*
  • Free Online Banking
  • Free Bill Payment

Silver Prestige Checking

None  $100.00  None  None
  • For customers 55 and older
  • Free Checks** (One Box per Order)
  • Unlimited Transactions*
  • Free Online Banking
  • Free Bill Payment

Bronze Checking

None  $100.00 $500.00  $4.00 if balance falls below $500.00 any day of the statement cycle
  • Unlimited Transactions*
  • Free Online Banking
  • Free Bill Payment

Now Checking

 $500.00 $1,000.00 $7.00 if balance falls below $1,000.00 any day of the statement cycle
  • Unlimited Transactions*
  • Free Online Banking
  • Free Bill Payment

Golden Key Checking

  $1,000.00  $1,000.00  $10.00 if balance falls below $1,000.00 any day of the statement cycle
  • Unlimited Transactions*
  • Free Online Banking
  • Free Bill Payment

Platinum Key Checking

 $10,000.00 $10,000.00  $15.00 if balance falls below $10,000.00 any day of the statement cycle
  • Unlimited Transactions*
  • Free Online Banking
  • Free Bill Payment

Health Savings Account

$50.00 None

$25.00 Annual Fee

$25.00 Set up Fee

  • First order of checks FREE **
  • Unlimited Transactions*
  • Free Online Banking
  • Free Bill Payment

 *Transactions include checks paid, ACH Debits and Credits, ATM and POS Debits and Credits                
**Free checks are limited to Specialty Gray Checks